# Team credit pools > How a Team workspace's shared pool of prepaid credits covers a member's runs once their own allowance is used, how the owner funds it and sets per-member limits, and what a member sees when it runs low. [Team](https://www.inkwell.software/pricing?inkwell_source=help_plan#tier-team) Jump to a section on the website - [How the pool is counted](https://www.inkwell.software/help/account/team-credit-pools#section-how-the-pool-is-counted) - [Per-member limits](https://www.inkwell.software/help/account/team-credit-pools#section-per-member-limits) - [Credits and overage for a workspace](https://www.inkwell.software/help/account/team-credit-pools#section-credits-and-overage-for-a-workspace) - [Your own key in a workspace](https://www.inkwell.software/help/account/team-credit-pools#section-your-own-key-in-a-workspace) On a Team plan each member keeps their own included AI allowance. What the workspace adds is a **shared pool** of prepaid credits that covers a member's runs on the organization's projects once their own allowance is used up — so a writer with a heavy week is not stopped at the Run button while a colleague's allowance sits unused. Seats do not fill the pool: the organization's owner adds credits to it, and switches on **Cover extra AI usage from the shared pool**, from Settings → Organization → Shared AI credits. [Team](https://www.inkwell.software/pricing?inkwell_source=help_plan#tier-team) ## How the pool is counted A run on an organization project draws the member's own allowance first — and their own credits, if they have turned on overage for themselves — and reaches the pool only for what is left. Settings → Organization shows the pool balance and each member's use this period. Runs on a member's personal projects do not touch the pool. ## Per-member limits The owner can set a per-period limit for each member — how much of the pool one person may use — so a single Agent Mode session cannot empty the pool for everyone. A member who reaches their limit sees it at the Run button, with the owner to ask; a limit of zero keeps that member off the pool entirely. ## Credits and overage for a workspace The pool is the organization's credit pack and its overage switch in one place. The owner adds credits from Settings → Organization; the toggle decides whether runs may draw them — off, new AI work stops at the member's own allowance while work already in flight still settles. There is no month-end bill: what has been added to the pool is the ceiling. A member's personal credits and overage work as they do for an individual and apply before the pool. See [Credits and overage](https://www.inkwell.software/help/account/credits-and-overage). ## Your own key in a workspace A member can still add a personal API key; their runs then bill to that key and leave the pool alone. Settings → Organization shows each member's use of the pool either way. > **Note: The activity log** > > Settings → Organization keeps an activity log of credits added, limit changes, and member changes, so a surprise on the invoice has a line to point at. ## What next - [Credits and overage](https://www.inkwell.software/help/account/credits-and-overage): What happens when the month's AI allowance runs out, how prepaid credit packs work, and how turning on overage lets runs draw them down instead of stopping. - [Invite people to a project or workspace](https://www.inkwell.software/help/sharing/members-and-roles): Add collaborators with the role that fits — editor, commenter, or viewer — accept an invitation, and manage a Team workspace's members and seats. - [Plans and quotas](https://www.inkwell.software/help/account/plans-and-quotas): Every plan's limits — projects, draft lines, save points, skill runs, completions, collaborators, share links, storage, and export formats. --- Canonical page: